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Looking for Sainsbury's Bank Travel Insurance Reviews? Here you will get all the information about the post office travel insurance policy, its types, pros and cons, making claims, pricing, etc.

What is Sainsbury's Bank Travel Insurance

Sainsbury’s Bank offers travel insurance to help people when they go on holidays. Travel insurance can cover things like lost luggage, cancelled flights, or medical emergencies. Let’s see what people think about Sainsbury’s Bank travel insurance.

Sainsbury's Bank Travel Insurance helps travelers to protect themselves from unexpected Medical Expenses, damage to personal items, etc. on their holidays.

It has Flexible policies for worldwide trips

Sainsbury's Bank Official Website: https://www.sainsburysbank.co.uk/

Features of Sainsbury's Bank Travel Insurance

• 20% Discount on all Insurance policies [For Nectar Members Only]
• Unlimited Medical Expenses [Platinum annual or single trip cover]
• Covers Most pre-existing  medical conditions
• 24/7 helpline for medical emergency

Types of Insurance

Sainsbury’s Bank has different types of travel insurance:

1. Single Trip: This is for one holiday. It can cover you, your partner, or your family.
2. Annual Multi-Trip: This is for many holidays in one year. It covers trips in the UK and other countries.
3. Extended Trip: This is for long holidays, up to 548 days.

Benefits

• Medical Cover: All plans include medical cover. This helps if you get sick or hurt on your trip.
• Lost or Stolen Items: The insurance can help if your things are lost or stolen.
• Cancellation: If you need to cancel your trip, the insurance can help you get your money back.
• Nectar Card Discount: If you have a Nectar card, you can get up to 20% off.

Customer Reviews

Many people have shared their thoughts about Sainsbury’s Bank travel insurance. Here are some common points:

1. Good Points:
• Some customers say the insurance helped them during emergencies.
• People like the discount for Nectar card holders.
2. Bad Points:
• Customer Service: Many people say it is hard to get help. They have to wait a long time on the phone.
• Claims: Some customers have trouble getting their claims approved. They say the process is slow and needs many documents.
• Communication: People say the company does not give updates about their claims.

Policy Types of Sainsbury's Bank Travel Insurance

Single Trip travel insurance

If you are planning one holiday trip a year then Sainsbury's Bank Single Trip Travel Insurance is the best option

It covers

cover for family or group

protect personal baggage

covers medical expenses

Annual multi-trip travel insurance

Sainsbury's Bank Annual multi-trip Travel Insurance provides essential coverage for Unlimited Trips abroad in a year.
it covers

pre-existing medical conditions

Covers most Sports (wakeboarding, tennis, ice skating, and marathon running)

covers medical expenses

Extended trip travel insurance

Sainsbury's Bank Extended trip travel insurance protects for longer period trips. Uk travelers can trip abroad for up to 18 Months

Travel Insurance with Covid-19 coverage as standard

The covid-19 coverage is generally available for all the standard policies. 

Covid-19 Cover	Silver	Gold	Platinum
Medical emergency and repatriation expenses	£10 million	£15 million	Unlimited
Cancellation and cutting short your trip	£3,000	£5,000	£7,500

For more advanced coverage they also have an Enhanced Covid-19 cover add on

What plan does it offer?

Key Benefits	Silver Cover	Gold Cover	Platinum Cover
Medical emergency expenses	£10 million	£15 million	Unlimited
Cancellation or cutting short your trip	£3,000	£5,000	£7,500
Personal baggage	£1,250	£2,000	£3,000
Personal accident	-	£25,000	£50,000
Gadget cover	£500	£750	£750
Personal Money	£400	£500	£750
Mugging cover	-	£250	£500
End supplier failure	-	£2,500	£2,500

What is covered

• Cancellation – up to £1,000
• Cutting Short Your Trip – up to £1,000
• Emergency Medical Expenses incl 24/7 Assistance – up to £10 million
• Personal Liability – up to £2 million
• Travel Delay – up to £100
• Loss of Important Documents – up to £100
• Personal Baggage – up to £1,000
• Delayed Baggage – up to £100
• Personal Money – up to £200
• Legal Costs and Expenses – up to £25,000
• Hijack – up to £250
• COVID-19 cover–up to limits shown under the Cancellation, Cutting Short Your Trip, and Emergency Medical Expenses sections above

 

Optional Extras

• Cruise Cover
• Winter Sports Cover
• Backpacker Cover
• Medical Cover
• Family cover
• Traveling over 55

What is not Covered

• Traveling against medical advice or with the intention of obtaining medical treatment abroad.
• Private medical treatment unless agreed 

Customer Support

How to Claim

For all travel insurance claims including lost baggage, holiday cancellation, medical and travel delay, etc.

• Submit your claim online
• Call the claims helpline at +44 (0) 1403 288 421**

Cancellation and refunds

You can cancel this policy at any time. If you cancel within 14 days of receipt of policy documents, we will cancel the policy and refund your premium in full provided that you have not already taken your trip, made a claim, or intend to make a claim. To cancel the policy, please telephone 0345 305 2622 or write to us.

Sainsbury's Bank Travel Insurance Reviews

Sainsbury's Bank has around 3.8-star ratings with 8875 Customers on Trustpilot.

FAQ

Is Sainsbury's travel insurance any good

Defaqto gives Sainsbury's Bank's Gold and Platinum level policies five stars. Sainsbury's Bank was named a top provider on the list of the Best Covid-19 Travel Insurance Policies.

Does Sainsbury's travel insurance cover covid-19

Yes, Sainsbury's travel insurance cover covid-19 on all standard insurance policies. It also has an addon as Enhanced covid-19 cover with extra benefits.

Sainsbury’s Bank travel insurance has some good points, like medical cover and discounts for Nectar card holders. But many people have problems with customer service and claims. If you are thinking about getting travel insurance, it is a good idea to read more reviews and compare different companies.