If you’re interested in racking up rewards and making the most of your credit card benefits, Chase currently has some fantastic bonuses available. These aren't just limited to welcome bonuses for new cardholders; existing cardholders can also take advantage of some valuable transfer bonuses when moving their Chase Ultimate Rewards points to various airline and hotel partners. Here’s a rundown of the most notable offers.
Elevated Welcome Bonuses on Chase Disney Credit Cards
Chase is currently offering attractive elevated welcome
bonuses on its two Disney credit cards:
- Disney
Premier Visa Card: With a $49 annual fee, new cardholders can earn a
$400 bonus after spending $1,000 in the first three months.
- Disney
Visa Card: With no annual fee, this card offers a $200 bonus after
spending $500 in the first three months.
Both cards provide rewards for Disney purchases and include
a six-month 0% APR financing option on Disney vacation packages.
World of Hyatt Credit Card: Five Free Nights Bonus
The World of Hyatt Credit Card is offering an
enticing bonus of five free nights after spending $4,000 within three months.
This offer is valid for stays at Category 1-4 hotels, making it perfect for
those looking to enjoy a mid-range hotel experience. Imagine spending five free
nights at the Hyatt Regency in Paris — a great way to get value out of this
bonus.
Transfer Bonuses for Existing Cardholders
Chase cardholders can also benefit from generous transfer
bonuses when converting Ultimate Rewards points to participating travel
partners. These bonuses apply to various cards, such as the Ink Preferred,
Sapphire Preferred, and Sapphire Reserve. Here’s a breakdown of
the five active transfer bonuses:
- British
Airways, Aer Lingus, and Iberia: Enjoy a 30% bonus on point transfers.
The bonus runs from October 1st to October 31st. Since all three airlines
are part of the same group, the terms are identical for each.
- Marriott
Bonvoy: A 50% bonus is available on point transfers from September
15th until November 15th. While Marriott points are typically valued at
0.85 cents each, the bonus increases the transferred Chase points' value
to 1.275 cents.
- Virgin
Atlantic: With a 40% bonus, this offer is valid from October 15th
through November 30th. The value of Virgin points is about 1.4 cents each,
so this bonus can boost your Chase points' value to nearly 1.96 cents.
Maximizing Welcome Bonuses: Sapphire Preferred and Ink Unlimited
Chase's well-known travel cards also have enticing welcome
bonuses:
- Chase
Sapphire Preferred: New cardholders can earn 60,000 points after
spending $4,000 in the first three months. The value of these points can
range from $750 (using Chase's travel portal) to $1,230 (if transferred to
airlines or hotels).
- Ink
Business Unlimited Card: This business card offers $900 in cash back
(or points) for spending $6,000 in the first three months. By transferring
these points to a card like the Sapphire Preferred, you can enhance
their value to between $1,125 and $1,845.
Why Transfer Bonuses Are Valuable
Transfer bonuses can significantly increase the value of
your points. For instance, transferring to British Airways with a 30% bonus
means 1,000 Chase points would convert to 1,300 Avios, enhancing the value of
your rewards. This is especially beneficial when redeeming points for premium
cabin flights or luxury hotel stays, which typically provide a higher return.
Key Takeaways and Dates to Remember
If you’re considering utilizing these bonuses, mark these
expiration dates:
- British
Airways, Aer Lingus, and Iberia Bonuses: October 31st
- Marriott
Bonvoy Bonus: November 15th
- Virgin
Atlantic Bonus: November 30th
Chase credit cards offer significant opportunities for savvy cardholders to optimize their rewards, whether through elevated welcome bonuses or transfer bonuses that enhance the value of existing points. Make the most of these offers to maximize your travel rewards!